San Francisco's Hard Money Lender Since 1988

Call Today! (707) 523-2099

San Francisco

Hard Money Lenders


One gets a private money loan for a few main reasons:

  • Your credit is not good enough for a conventional loan.
  • You need cash quickly.
  • The house you are buying does not qualify for an FHA or other conventional loan due to its condition.
  • You need a jumbo loan in a short amount of time.

At Sun Pacific Mortgage we are aware that you may have been turned down elsewhere for a home loan or are just having difficulty qualifying due to property condition or difficult to prove income, etc.  We still can help!  With our many years of experience we can get you fast financing for your real estate needs.

We work directly with you, not your credit score! We lend based on existing equity in your property or when buying real estate, no matter if you have a bad credit score or a troubled financial history.


San Francisco is known as the cultural, commercial and financial center of Northern California.  The smallest county in the state, located at the northern of the San Francisco Peninsula, it is by far one of the largest with life – both the variety of people and variety real estate!

With SFO being the fourth-most populous city in California, after Los Angeles, San Diego and San Jose, its real estate is highly valued – by home owners and investors alike.  To partake in the beautiful architecture and the bustle of life in this city, one might find Hard Money financing beneficial when looking to refinance or purchase real estate in this city.

For a Free Consultation,
Call us Today!

(707) 523-2099

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The Sun Pacific Mortgage & Real Estate Team