San Francisco's Hard Money Lender Since 1988

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Has Recent Circumstances Inspired You to Remodel?

Jun 19, 2020  , , , ,

Certainly, the current shelter-in place pandemic is causing many of us to see our homes in a new light.  Working and schooling from home, and just spending more time at home than we used to will have an impact on how we view our present home design and layout.

With more than two months of quarantine behind us, we have now had more time to focus on long-overdue improvements, like the lack of more defined workspaces, inefficient kitchens, and a lack of storage to name a few.  It wouldn’t surprise me if there was a major uptick in the remodeling business as a result of such close, long-term exposure to our home’s deficiencies.

Most homeowners want to know that the money they are spending on home renovations will pay off in increased property value.  In the hotter housing markets of the California Bay area, springing for a kitchen or bath remodel is a sure-fire investment, often returning more than 100% of the cost.  In San Francisco and San Mateo these remodels often offer triple-digit returns.

Basic maintenance should always be handled before money is spent on upgrades, however, since a buyer will not be as excited over a remodeled kitchen if the roof is leaking.

If you are looking to do some upgrades or much needed maintenance to your home/workspace, but do not qualify for a loan from conventional financial institutions, turn to Sun Pacific Mortgage.  We offer real estate financing for borrowers who can’t meet the more stringent requirements of other banks and lenders.  Located in Sonoma County for the past 32 years we service all of California, with many loans provided to individuals in San Francisco, San Mateo as well as other Bay Area counties. We offer refinancing for those who fall short of the necessary requirements imposed by financial institutions.  Give us a call at 707-523-2099 to see if we can help you make your home more pleasant to live and work in!

Lead Loan Originator at family owned and operated Hard Money company, Sun Pacific Mortgage & Real Estate "California North Bay Hard Money Loans Specialist!"